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Privacy policy

General

FMH-Finanzberatung eK ("FMH", "FMH X", "we", "us") stands for independence, quality and transparency. We would therefore like to explain to you in a transparent manner how we guarantee the protection of your personal data and which data is collected and processed on our website and for what purpose. This data protection declaration provides you with more detailed information on the following topics in the order presented:

  1. Responsible for data processing

  2. What is personal data, what does data processing mean?

  3. Informational visit to our website

  4. contact form

  5. Newsletter and information about offers and promotions

  6. cookies

  7. Google Analytics

8. YouTube Videos

9. Security in data transmission

10. Processing of data outside of Germany

11. Duration of storage of your personal data

12. Your Rights

13. Changes to this Privacy Policy

14. Data protection when visiting our Facebook page

15. Contact

1. Responsible for data processing

Responsible according to Art. 4 No. 7 DSGVO for the processing of personal data when using this website

 

FMH-Finanzberatung eK

line 13

60313 Frankfurt am Main

 

Email: info(at)fmhx.de

Telephone: 069/951898-0

 

2. What is Personal Data, what does data processing mean?

Personal data is any information relating to an identified or identifiable natural person. This includes information such as your name, your address and your e-mail address. Information that cannot be linked to your real identity – such as websites in our website offering that are particularly favored by users in general or the number of users of a website – are not personal data.

 

Data processing is any process in connection with personal data such as collecting, recording, organizing, arranging, storing, adapting or changing, reading out, querying, using, disclosing by transmission, distribution or any other form of Making available, matching or linking, restricting, deleting or destroying.

 

3. Informational visit to our website

When you visit our website, FMH automatically collects and saves so-called log files that your browser transmits to us. We do not assign this data to your person. The data are in particular:

 

  • Browser type/version

  • operating system used

  • Referrer URL (the website from which you switched to our offer)

  • Host name of the accessing computer (IP address)

  • Time of server request

 

These log files are stored on the basis of Art. 6 (1) f) GDPR (legitimate interest). The legitimate interest is to ensure the functionality of the website and to defend against possible attacks or infringements by third parties.

 

The automatically collected personal data is stored for a maximum of 2 weeks [TW1]   and then deleted, unless longer storage is required by law or permitted - e.g. based on your consent.

 

4. Contact form and chat box

If you use our contact form or the chat box, your details for processing your request and for any follow-up questions will be stored for a period of three months. The associated processing of your data is based on Art. 6 (1) f) GDPR (legitimate interests). Our legitimate interest in data processing lies in being able to process your inquiry via the contact form and any follow-up questions. You can object to the processing for the future at any time by sending a message to the contact address given below.

 

5. Newsletter and information about offers and promotions

If we offer a newsletter or information service, you can register for this. With your consent (Art. 6 (1) a) GDPR), we then use your e-mail address and, if applicable, additional information transmitted during registration (e.g. your name) for the dispatch. You can unsubscribe at any time. Submissions due to other permissions (e.g. according to Art. 6 (1) b) GDPR for the processing of your inquiries or Art. 6 (1) f) GDPR due to our legitimate interests remain unaffected by the cancellation.

 

If you open corresponding mailings or click on a link in them, this may be logged via the web server (date, time, e-mail address). This is for internal statistical purposes. This data is not merged into personal usage profiles. This data processing is based on our legitimate interests in improving our offer (Article 6 (1) f) GDPR). You can object to the processing for the future at any time by sending a message to the contact address given below.

 

Any other use of your e-mail address and additionally transmitted data will not take place - subject to the further information in these instructions.

 

6.Cookies

Our website uses cookies in several places. Cookies are small text files that are stored on your computer and are recognized when you visit our website again. They serve to make our offer more user-friendly, effective and secure. Some cookies also enable us to compile usage statistics and find out how you got to our website and how you use our website. We do not identify you personally based on this information.

 

Some cookies are used to determine and save preferences and are deleted after the end of the browser session, i.e. after closing the browser (so-called session cookies). Other cookies are used to adapt our website to user needs and remain on the end device, so-called permanent or persistent cookies.

 

Some of the cookies we use are required for the website to function properly (necessary cookies). Such cookies are used on the basis of Art. 6 (1) f) GDPR (legitimate interest). Our legitimate interest lies in being able to provide you with the functions of the website.

 

You can see which necessary cookies we use on our website from the following list.

 

We only use other cookies if you have consented to their use (Art. 6 (1) a) GDPR). These cookies are used for marketing purposes and to evaluate the behavior of our website visitors in order to improve our offer.

 

The following list shows which marketing and analysis cookies we use with your consent (for Google Analytics, Alexa Metrics and YouTube see the following sections).

You can also prevent the use of all cookies by making the appropriate settings in your browser. In this case you may not be able to use all functions of our website without restrictions.

 

7.Google Analytics

Our website uses Google Analytics, a web analytics service provided by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland ("Google Ireland"). Google Analytics also uses cookies, which can be stored on your computer for a period of up to two years and enable an analysis of your use of our website.

 

The information generated by cookies about your use of our website (including your IP address) is usually sent to a server of Google LLC, 1600 Amphitheater Parkway, Mountain View, California, USA ("Google") in the USA and stored there for stored for a period of 14 months.

 

The code "anonymizeIp" was added to Google Analytics on our website, so that your IP address is shortened beforehand by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area (so-called IP masking). Only in exceptional cases will the full IP address be sent to a Google server in the USA and shortened there.

 

On our behalf, Google Ireland will use the information collected to evaluate your use of our website, to compile reports on website activity and to provide us with other services related to website activity and internet usage.

 

The IP address transmitted by your browser as part of Google Analytics will not be merged with other Google data.

 

For the exceptional cases in which personal data is transmitted to the USA, Google has submitted to the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework.

 

The storage and querying of cookies by Google Analytics only takes place with your consent (Article 6 (1) a) GDPR). You can revoke your consent at any time for the future by deactivating the respective checkbox on our website under "Cookie settings". You can also use our tools and services without your consent.

 

You can also prevent Google from collecting the data generated by the cookies and related to your use of the website (including your IP address) and from processing this data by Google by making the appropriate settings in your browser and by using the Download and install the available browser plug-in from the following link http://tools.google.com/dlpage/gaoptout?hl=de . In this case you may not be able to use all functions of our website without restrictions.

 

For more information, conditions of use and data protection with Google Analytics, see   http://www.google.com/analytics/terms/de.html  or. at  https://www.google.de/intl/de/policies/  .

 

8.Google Tag Manager

The “Google Tag Manager” service is used on our website. This is a service provided by Google Inc. The company Google Ireland Limited (Gordon House, Barrow Street Dublin 4, Ireland) is responsible for the European area. The parent company is Google LLC, 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (website: https://marketingplatform.google.com ; privacy policy: https://policies.google.com/privacy ).

Google Tag Manager is an organizational tool with which we can manage so-called website tags via an interface and thus integrate other services into our online offer. Tags are small sections of code that, for example, record (track) your activity on our website. For this purpose, JavaScript code sections are used in the source code of our site. The tags usually come from internal Google products such as Google Ads or Google Analytics, but can also be integrated and managed by tags from other companies.

The Tag Manager itself does not create any user profiles, does not save any cookies and does not process any personal data. It acts as a mere "manager" of the implemented tags. The data is passed through to the individual tracking tools in the Google Tag Manager and not saved. Google only learns the IP address of the user, which is necessary to run the Google Tag Manager. You can find more information about the tag manager here: https://marketingplatform.google.com/intl/de/about/analytics/tag-manager/use-policy/

In order to make our website as good as possible for you and all users who are interested in our products and services, we rely on the Tag Manager. In order for this tracking to work, we have to embed the appropriate JavaScript code in our website.


The use of the Google Tag Manager requires your consent, which we have obtained with our cookie popup. According to Art. 6 Para. 1 lit. A GDPR (consent), this consent represents the legal basis for the processing of data, as it may occur when it is collected by web analytics tools. In addition to the consent, there is a legitimate interest on our part to analyze the behavior of website visitors. With the help of the Google Tag Manager we can improve our profitability. The legal basis for this is Article 6 Paragraph 1 Letter F GDPR (legitimate interest).
If you want to learn more about the Google Tag Manager, we recommend the FAQs at https://support.google.com/tagmanager/?hl=de#topic=3441530 .

 

8.  YouTube videos

On our website you can watch videos from the third-party platform YouTube (a company of Google LLC based in San Bruno/California, USA), which are embedded on our website using a "frame".

 

As soon as you visit a website of our offer on which such a YouTube video is integrated, a connection to the YouTube servers is established. Information is transmitted to YouTube, e.g. your IP address or which page of our online offer you are currently visiting. This data transfer takes place on the basis of Art. 6 (1) f) GDPR (legitimate interest). Our legitimate interest lies in being able to show YouTube videos on our website.

 

If you watch a video integrated in this way, YouTube may also store and further use this data. In this case, if you are logged in to your Google account at the same time, Google may be able to assign your surfing behavior to your YouTube user profile. You can prevent such data processing by logging out of your Google account before visiting our website.

 

The "extended data protection mode" for YouTube videos is activated on our websites. According to YouTube, no data on user activities is therefore collected in order to personalize video playback.

 

By integrating the YouTube video into our online presence, a connection to the Google DoubleClick network is also automatically established when our website is accessed. This means that no cookies are set on your end device. If DoubleClick cookies are already stored on your end device due to visiting other websites, these may also be transmitted as part of the request on our website.

 

YouTube or Google may also process your personal data in the USA and has submitted to the EU-US Privacy Shield for this case, https://www.privacyshield.gov/EU-US-Framework .

 

Since this is a third-party service, we have no influence on the processing of the corresponding data by YouTube. The purpose and scope of the data collection and the further processing and use of the data by YouTube or Google as well as your rights in this regard and setting options for protecting your privacy can be found in the relevant information on data protection under  https://policies .google.com/privacy?hl=de&gl=de .

 

9.  Security in data transmission

All forms on this website that collect personal data have been encrypted using the TSL 1.2 protocol.

 

Nevertheless, the protection of the data transmitted during data communication in open networks such as the Internet cannot be comprehensively guaranteed given the current state of the art and cannot be completely protected against access by third parties. Therefore, do not send us any confidential data via the Internet (e.g. via contact form or e-mail) without adequate protection.

 

10. Processing of data outside of Germany

Subject to the further information listed in this data protection notice, your personal data collected via our website and stored on our computer systems will not be processed outside the EU/EEA.

 

We store data collected by us exclusively on servers in Germany.

 

11. Duration of storage of your personal data

If no storage period is specified in this data protection declaration, we only store your personal data for as long as it is necessary to fulfill the purpose for which it was collected or as long as longer storage is required or permitted by law. This means that the data - subject to the described special features for cookies and tracking - are usually deleted after the contract has been completed and the retention periods under tax and commercial law have expired, unless you have expressly consented to further use of the data.

 

12. Your Rights

In particular, you may be entitled to the following rights under the GDPR. With the exception of the right to lodge a complaint with a supervisory authority, which you must assert with the relevant supervisory authority, you can contact us at any time using the contact details given below to exercise your rights.

 

  1. Right to information: You have the right to request information at any time as to whether we are processing your personal data and, if this is the case, to request information about this personal data.

  2. Right to rectification of your personal data: When we process your personal data, we strive to ensure that your personal data is accurate and up-to-date for the purposes for which it was collected. In the event that your personal data is incorrect or incomplete, you can request that this data be corrected.
     

  3. Right to Erasure or Restriction of Processing: You may have the right to request the erasure of your personal data or the restriction of its processing.
     

  4. Right to data portability: You may have the right to receive the personal data that you have provided to us in a structured, common and machine-readable format, or to transmit this data to another person responsible.
     

  5. Right to object: You have the right to object to the processing of your personal data at any time, provided that we process your personal data to pursue our legitimate interests and there are reasons that arise from your particular situation.
     

  6. Right to revoke consent: If our data processing is based on consent (according to Art. 6 Para. 1 lit. a GDPR), you can revoke your consent at any time. However, this does not affect the lawfulness of the processing carried out on the basis of the consent up to the revocation.
     

  7. Right to lodge a complaint with a supervisory authority: You have the right to lodge a complaint with a supervisory authority within the European Union.

13. Changes to this Privacy Policy

Due to the further development of our website or due to changed legal or official requirements, it may be necessary to change this data protection declaration. You can find the currently applicable data protection declaration at https://www.fmh.de/datenschutz .

 

14. Data protection when visiting our Facebook page

We operate a so-called Facebook fan page, which you can access at https://de-de.facebook.com/fmhfinanzberatung . If you want to find out which personal data is processed when you visit our Facebook page, please read the separate data protection notices that we have linked for you under "Info" on this Facebook page, as well as Facebook's data protection guidelines, which you can find at https: //de-de.facebook.com/policy.php .

 

15. Contact

If you have any questions that are not answered by this data protection declaration, if you would like further information on a point or if you wish to assert your rights, you can contact us at any time:

 

FMH-Finanzberatung eK

line 13

60313 Frankfurt am Main

 

Email: info(at)fmh.de

Telephone: 069/951898-0

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